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Applying for Financial Aid and Loans

Monday, July 15, 2024

UA-PTC Student

Taking out a loan?

Before applying for a loan, it's suggested that you explore the different student grants and scholarship opportunities available which offer money that doesn't need to be paid back.

Applying for Federal Student Aid

The Free Application for Federal Student Aid (FAFSA) is an application completed by current and prospective students every academic year (as long as they are in school) to determine their eligibility for federal aid (federal loans, grants, and work-study). Frequently asked questions about financial aid and loans are available at

Applying for aid is easy! Simply follow these four steps:

STEP 1 - Create an FSA ID (used to log into the U.S. Department of Education online systems).

While completing the FAFSA application:

  • You will be asked to provide your income information. We strongly encourage you to use the IRS Data Retrieval Tool option to upload your tax information. This will be a faster process for you, and lessen the amount of paperwork you may have to submit in the future.
  • UA - Pulaski Tech’s school code is 014167

STEP 2 - After completing your FAFSA application, check your UA-PTC student e-mail account 3-5 days after for instructions on how to access the UA-PTC Financial Aid Portal.

STEP 3 - After accessing the UA-PTC Financial Aid Portal:

  • Review the "Documents" tab and complete/submit any required documents.
  • Monitor your student e-mail account for an award notice and complete your online award letter through the financial aid portal.

The online award letter must be submitted indicating the following:

  • Intent to accept or decline the loan as awarded.
  • Intent to reduce loan amount as awarded. (optional)

STEP 4 - For your subsidized/unsubsidized loan to pay, make sure you have completed the following:

Once the UA-PTC Office of Financial Aid receives your completed Master Promissory Note and receives notice that your Entrance Loan Counseling (if needed) has been completed, loan funds are transmitted to your student account on the dates set by UA-PTC according to your loan period, and in accordance with federal regulations.

Need Assistance?

If you are experiencing any confusion while completing the FAFSA or wondering what happens after the FAFSA has been sent, we encourage you to watch our how to videos for a better understanding of the financial aid process. If you have any questions, please don't hesitate to contact a financial aid team member.

Helpful Resources